Attention homeowners in Ashland and Hanover County: Get an Appraisal today!

The top 7 reasons VA homeowners need Connolly Appraisal Company, LLC:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Hanover county's assessment of your propertyvalue
  3. Remove PMI to cut their mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Hanover county or VA

Need help deciding the value of your home in or near Ashland, VA?
Contact Connolly Appraisal Company, LLC.

We at Connolly Appraisal Company, LLC understand the special needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Connolly Appraisal Company, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experienced in helping people just like you get rid of undesirable PMI insurance.

Challenge property tax assessments

If you live in a local area that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. A professional appraisal from Connolly Appraisal Company, LLC is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be difficult and inconvenient from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Connolly Appraisal Company, LLC can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Connolly Appraisal Company, LLC can help with that too. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.