Attention homeowners in Ashland and Hanover County: Need an appraisal?

The top 7 reasons VA homeowners call on Connolly Appraisal Company, LLC:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To lower their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a VA divorce, when real estate needs to be divided
Settle an estate in VA by determining the true market value of real estate in question

Own a home in or near Ashland, VA and need help deciding the value of it?
Contact Connolly Appraisal Company, LLC.

At Connolly Appraisal Company, LLC, we understand the individual needs of a homeowner in need of appraisal services. Our regular business clients get the appraisal process and the customary reporting formats. Being a homeowner that ordinarily doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value report than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Connolly Appraisal Company, LLC, we're experts in helping customers just like you dismiss undesirable PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Connolly Appraisal Company, LLC is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Connolly Appraisal Company, LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have a professional double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Connolly Appraisal Company, LLC can help you with that. While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.